Our Team
Loel Heupel - Financial Planner
Growing up in a working-class family, Loel Heupel learned the value of a strong work ethic from his parents. From an early age, he was fascinated with money and how people were able to accumulate it. During his formative years, he developed an understanding that financial success is driven by individual vision and discipline.
After graduating with a degree in Finance from the University of the Pacific, Loel initially embarked on a career in banking, one which provided a great deal of financial knowledge. Almost a decade later, he fulfilled his personal dream by becoming a financial planner. In 2008, he founded his own independent practice, Mosaic Wealth Solutions, with the intention to better serve a small group of clients in the areas of financial planning (through LPL Financial), wealth management, and employee benefit planning.
The atmosphere Loel has created at Mosaic Wealth Solutions is very different from the typical structure of a corporate environment. In contrast, a flexible, customized approach is encouraged. Loel and his staff emphasize direct, straight-forward guidance that demonstrates compassion and integrity. From start to finish, he goes above and beyond for his clients, attempting to anticipate their financial needs, tackle everyday issues, and navigate the intricacies of the market and economic climate.
As a cancer survivor, Loel was given a new perspective on life, and ultimately strives for a good balance between professional and personal time. As an extension of his passion for golf, Loel is a Golf Digest magazine panelist, where he applies his strategic analysis and evaluation skills to rate elite golf courses across the United States. Loel and his wife Nicki are avid skiers, cyclists, and travelers. When not in Sacramento, they are often at their cabin in the mountain community of Truckee, near Lake Tahoe.
Andrea Silva - Wealth Advisor
As a Wealth Management Advisor, Andrea brings a wealth of experience and a passion for holistic financial planning to her role of empowering clients to navigate the complexities of the financial landscape while seeking confidence and clarity.
Andrea's journey in finance began amidst the whirlwind of the dot-com boom, where she honed her skills and acumen at E*trade, gaining invaluable insights into the rapid changes and fluctuations that characterize the market. Through the highs and lows of the dot-com era, Andrea emerged as a resilient and astute professional, driven by a deep-seated desire to provide comprehensive, client-centric financial solutions.
Transitioning from the confines of traditional wire house settings, Andrea found her calling in holistic planning, recognizing the profound impact of integrating various facets of financial management that aim to cultivate long-term success for her clients. Her passion lies in empowering individuals to not only pursue financial confidence but also to comprehend the intricacies of their investments, which enables them to make informed decisions with her guidance and expertise.
Andrea specializes in budget coaching, investment implementation for individual clients, and serves as the qualified Employer Plan Specialist for her office. Through her meticulous approach and personalized support, Andrea aims to equip clients with the tools and knowledge necessary to organize their financial affairs, streamline their accounts, and consolidate them into efficient portfolios that are easy to manage and track.
Outside of her professional endeavors, Andrea embodies a spirit of adventure and philanthropy. An avid outdoor enthusiast, she finds solace and exhilaration in activities such as horseback riding, hiking, camping, kayaking, and scuba diving. Committed to giving back to her community, Andrea volunteers her time and resources to several local animal rescue organizations. She shares her home on a farm in El Dorado County with her partner Beau and a menagerie of rescue animals, including her beloved horses River, Aspen and her faithful companion, Finnegan.
Andrea Silva combines her expertise with a compassionate dedication to serving others. With her guidance and support, clients pursue a journey towards financial empowerment and fulfillment, as they seek confidence in their ability to achieve their goals and aspirations.
Operations Manager at Mosaic Wealth Solutions
Catherine Michaels brings over a decade of invaluable experience in the Wealth Management industry to her role as Operations Manager at Mosaic Wealth Solutions. Known for her exceptional client-focused approach and meticulous attention to detail, Catherine plays a pivotal role in ensuring the seamless management of client accounts and offering Life and Health Insurance protection.
Born and raised in Sacramento, Catherine's journey into the financial realm was shaped by her early exposure to the vibrant business landscape of her hometown. After completing her education at St. Mary's College, where she majored in Business and Economics with a minor in Mathematics, Catherine embarked on her professional journey with a strong academic foundation.
Throughout her career, Catherine has demonstrated a relentless commitment to excellence and a passion for delivering unparalleled service to clients. Her tenure in the Wealth Management industry has equipped her with a deep understanding of the intricacies of financial services operations, making her a trusted resource for clients seeking administrative assistance with their accounts.
In her role at Mosaic Wealth Solutions, Catherine leverages her wealth of experience and expertise to cater to the diverse needs of clients with professionalism and efficiency. As the Executive Administrator, she assumes responsibility for all client account-related matters, ensuring that every client receives personalized attention.
Beyond her professional endeavors, Catherine is deeply rooted in her community and finds fulfillment in giving back. An avid supporter of the Sacramento Rivercats, she dedicates her off-time to working with the team, fostering camaraderie, and promoting the spirit of sportsmanship within her community.
Catherine Michaels embodies integrity, diligence, and a relentless commitment to client satisfaction. With her leadership and expertise, she continues to make invaluable contributions to Mosaic Wealth Solutions and the clients it serves.
